Stamp duty calculator
Work out the tax on buying a home in England, Northern Ireland, Scotland or Wales, band by band.
| Band | Rate | Tax |
|---|---|---|
| £0 – £125,000 | 0% | £0 |
| £125,000 – £250,000 | 2% | £2,500 |
| £250,000 – £350,000 | 5% | £5,000 |
Stamp Duty Land Tax, England and Northern Ireland, rates from 1 April 2025. Non-UK residents pay an extra 2%.
England and Northern Ireland: Stamp Duty
Since 1 April 2025, home movers pay nothing on the first £125,000, 2% up to £250,000, 5% up to £925,000, 10% up to £1.5 million and 12% above. Each rate applies only to the part of the price within its band.
First-time buyers pay nothing up to £300,000 and 5% between £300,000 and £500,000; above £500,000 the relief is lost. Second homes and buy-to-let pay a 5% surcharge on every band.
Scotland: LBTT
Land and Buildings Transaction Tax is 0% up to £145,000, then 2% to £250,000, 5% to £325,000, 10% to £750,000 and 12% above. First-time buyers pay nothing up to £175,000. Additional homes pay the Additional Dwelling Supplement: 8% of the whole price.
Wales: LTT
Land Transaction Tax is 0% up to £225,000, then 6% to £400,000, 7.5% to £750,000, 10% to £1.5 million and 12% above. There is no first-time buyer relief. Additional homes pay higher rates from the first pound, starting at 5%.
Frequently asked questions
When do I pay?
Within 14 days of completion in England and Northern Ireland, and within 30 days in Scotland and Wales. Your solicitor or conveyancer usually files the return and pays it for you.
Can I get the second-home surcharge back?
Usually yes, if you sell your previous main home within three years in England and Wales, or 36 months in Scotland.